Sr. Software Engineer [Backend], Square Line of Credit

The Team
Since we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn't work together.
So we expanded into software and started building integrated, omnichannel solutions - to help sellers sell online, manage inventory, offer buy now, pay later functionality through Afterpay, book appointments, engage loyal buyers, and hire and pay staff. Across it all, we've embedded financial services tools at the point of sale, including Square Loans, Square Checking, Square Savings, Square Debit Card, Square Credit Card, and now Square Line of Credit.
Today, we are a partner to sellers of all sizes - large, enterprise-scale businesses with complex operations, sellers just starting, as well as sellers who began selling with Square and have grown larger over time. As our sellers grow, so do our solutions. There is a massive opportunity in front of us. We're building a significant, meaningful, and lasting business, and we are helping sellers worldwide do the same.
The Role:
Square Line of Credit is an experimental product that offers a competitively priced, revolving line of credit to business owners looking to access funds whenever they need it. Having access to funds at a moment's notice is critical for developing peace of mind and smoothing cash flow - like when the refrigerator breaks down, a large inventory order needs to be placed, or staffing suddenly needs to grow. A single, streamlined online application embedded in the Square ecosystem makes applying for a Line of Credit easier than traditional banks.
The Square Line of Credit team and its partner frontend engineering team together provide the product experience that fuels a smooth end-to-end experience for Square sellers. As a software engineer on the Square Line of Credit Team, you will help us identify product market fit for the Line of Credit product, expand access to more Square sellers, and manage ongoing risk. You will be responsible for designing and building sophisticated financial systems and highly available services while working with your team peers, cross-functional partners, and adjacent engineering teams. If you love collaboratively delivering elegant software that improves the lives of business owners, we want to work with you!
You Will

• Support major initiatives to identify product market fit and then expand access to Line of Credit for our sellers
• Work with Engineering, Product, and other partners to build software that is clean and well-tested
• Oversee the entirety of your features, including component design, implementation, testing, roll-out and maintenance
• Partner with web and platform engineers to ship features
• Work with designers, product managers, data scientists, and other developers to understand our problem space and create elegant solutions
• Become an expert in multiple technical areas of the team
• Participate in ongoing training to maintain current knowledge of BSA/AML and perform BSA/AML duties as required by job function

You Have

• BS/BA degree or equivalent experience
• 5+ years of software engineering experience
• Proficiency in at least one server-side language and an enthusiasm to learn others
• Ownership and execution skills with a focus on delivering remarkable solutions to our sellers
• Passion for working in a customer-focused environment
• Passion for engineering excellence by making high quality, impactful technical contributions
• Experience creating detailed technical documentation
• An ability to work with partners across Product, Design, Data Science, Operations among other functions

We're working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We also consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build a workplace that is fair and square? Check out our I+D page .
Block will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and "fair chance" ordinances.
Block takes a market-based approach to pay, and pay may vary depending on your location. U.S locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate's starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.
To find a location's zone designation, please refer to this resource . If a location of interest is not listed, please speak with a recruiter for additional information.
Zone A:
$163,600 - $245,400 USD
Zone B:
$155,400 - $233,200 USD
Zone C:
$147,300 - $220,900 USD
Zone D:
$139,000 - $208,600 USD
Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.