Senior Financial Analyst

Who we are

Vault is a non-bank private lending company offering a wide array of financial services such as mortgage, equipment leasing and lending products. Vault has a devoted team of experts with years of experience in both financial services and real estate. We deliver products and services that meet our borrowers' diverse needs quicker and easier than traditional sources!

Are you a detailed orientated person who can operate in a fast-paced environment and has the interpersonal skills to work with third-party brokers?

We are looking for a Senior Financial Analyst  to join our team. The Senior Financial Analyst is a key member of the financial reporting team reporting directly to the Manager of Financial Reporting, responsible for areas related to FP&A activities and corporate tax compliance, including budgeting, forecasting, cash flow management, and liquidity planning. 

Key Responsibilities

• Maintain and improve financial models for tax planning and operational decisions.
• Take ownership and lead the annual budgeting and monthly variance analysis, analyzing key business drivers, revenue and cost trends, and profitability metrics; provide insights to senior leadership.
• Maintain short‑ and long‑term cash flow forecasting models and monitor liquidity positions to ensure adequate working capital.
• Partner with Treasury team to manage cash movements, debt facilities, and intercompany funding.
• Enhance tools, models, and processes related to liquidity planning and cash forecasting.
• Oversee intercompany transactions and tax planning initiatives.

• Lead all corporate tax filings, including federal, provincial, and indirect sales taxes; ensure accuracy and timely submission.
• Prepare and review monthly tax provisions and deferred tax calculations.

• Monitor changes in tax legislation and evaluate implications for the organization.
• Support audits and manage external advisors on technical tax matters.
• Creating and reviewing detailed working papers that involve advanced use of Excel.

Qualifications

• CPA or equivalent professional designation required.
• 3+ years of progressive experience across tax, financial reporting, FP&A, and/or Treasury roles.
• Strong understanding of Canadian corporate tax rules.
• Experience with Canadian corporate tax rules, capital cost allowance (CCA), and tax considerations specific to leasing corporations is an asset.
• Advanced Excel skills.
• Experience in budgeting, forecasting, financial modelling, and variance analysis is an asset.
• Excellent communication and executive presentation skills.
• Strong organizational and project‑management abilities.

The ideal candidate will show a keen interest in learning and an ongoing desire to improve the timeliness and efficiency of the financial reporting processes. Do you pride yourself on a strong work ethic as well as being able to juggle various projects? Are you an independent problem-solver who can handle making good judgments and knows what to do with minimal direction? Are you well organized, very efficient, extremely resourceful, have an adaptable and positive helpful attitude? If so, you could be exactly what we need!

We thank all interested candidates, however, due to the volume of applications received, only those candidates selected for interviews will be contacted.

Vault Credit Corporation is committed to creating a diverse environment and is proud to be an equal opportunity employer. Upon request, Vault Credit Corporation will provide reasonable accommodation during the recruitment and selection process. Should you require accommodation, please advise the recruitment team.