Consultant, Risk Analytics

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What you’ll be doing

The Risk Credit Integrity Oversight (RCIO) team within RACD, independently assesses compliance to credit policies and procedures across multiple channels, roles, and retail lending products for CIBC and Simplii as part of the 2nd Line of Defense, specifically as it pertains to lending due diligence and first party fraud, to ensure alignment with our bank’s risk appetite and protect our clients. As the Consultant, RCIO Risk Analytics, you will conduct data-driven analysis on the operational effectiveness of credit policies and procedures to derive insights and recommendations. You will lead initiatives from end-to-end and act as subject matter expert in utilizing data proactively to support our business teams with efficiencies, effectiveness, innovation, and decision making.

At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote.

How You’ll Succeed

• Analytics – Conduct advanced analysis to support Quality Assurance group with analytics and reporting for their 2nd Line of Defense processes for all retail lending products. Develop risk indicators and identify populations for further review. Understand and interpret business requirements, evaluate complex data relationships, and deliver outputs that meet business expectations. Ensure the accuracy and integrity of data and analytic results using well-developed quantitative methods.

• Data Management – Work collaboratively with partners to augment/acquire internal and external data and tools. Design solutions to support the automation of processes and reporting. Manage large data sets and maintain databases such as Access, SAS, SQL. Develop strategies that ensure data accuracy, consistency, timely capture and standardization at the various levels across varying product groups.

• Reporting - Perform data aggregation and develop and deliver dynamic and visually appealing reports and dashboards to outline issues and influence decisions. Interpret results, provide insights, identify gaps, and recommend improvements to processes and strategies.

• Engagement and Communication - Frequently liaise with key partners and peers to understand data, determine requirements, provide expertise, and communicate insights and recommendations to various audiences. Prepare presentations that clearly and concisely communicate key findings and objectives. Contributes to the advancement of the team’s processes, efficiencies and best practices.

• Project Management - Utilize project management skills and methods to plan and prioritize initiatives, manage timelines while being agile in delivery, understand scope, requirements, and constraints, identify risks and develop mitigation strategies, and manage stakeholder expectations as well as ensure high quality work

Who You Are

• You demonstrate experience. 2+ years' experience in data analytics roles in the banking industry. Proficiency with analytics and reporting tools such as SAS and SQL. It’s an asset if you have knowledge of retail lending data, systems, processes and procedures. Proficiency with Python, Tableau, Access Database a strong asset.

• You have a degree. In Finance, Mathematics, Statistics, and/or related field.

• You give meaning to data. You enjoy investigating complex problems and making sense of information. You communicate detailed information in a meaningful way.

• You act like an owner. You thrive when you're empowered to take initiative, go above and beyond, and deliver results.

• You love to learn. You're passionate about growing your knowledge. You have a strong sense of curiosity.

• Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential.

• We work to recognize you in meaningful, personalized ways including a competitive compensation, a banking benefit*, wellbeing support and additional offers such as employee and family assistance programs and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

*Subject to program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [email protected]

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit

• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Expected End Date

2024-11-11

Job Location

Toronto-81 Bay, 31st Floor

Employment Type

Regular

Weekly Hours

37.5

Skills

Analytical Thinking, Business Requirements, Communication, Data Integration, Data Quality, Deliverables Management, Prioritization, Quality Improvement, Risk Analytics, Test Planning