Conduct product, marketing, regulatory, and partner compliance reviews; research US and Canadian requirements; assess risks; track remediation and approval conditions; maintain regulatory inventories, policies, issue logs, calendars, and compliance metrics; assemble audit evidence; support policies and training; and identify opportunities to automate compliance processes.
At Wave, we help small businesses to thrive so the heart of our communities beats stronger. We work in an environment buzzing with creative energy and inspiration. No matter where you are or how you get the job done, you have what you need to be successful and connected. The mark of true success at Wave is the ability to be bold, learn quickly and share your knowledge generously.
You’ll be the engine of our regulatory and product compliance work: reviewing what product teams are building, researching the rules that apply, and making sure every commitment we make has an owner, a date and evidence behind it.
This is a generalist seat. In a given week you might review a payments feature, check a marketing claim, track a privacy fix with Engineering and update a partner due diligence file. You’ll start with broad coverage and grow into ownership of a regulatory lane (payments and money movement, payroll and tax, or privacy and data).
Here's how you will make an impact:
- Triage incoming compliance review requests, gather facts from Product and Engineering, and draft risk assessments using our templates
- Prepare draft conditions and recommendation for Leadership sign-off on Medium and High tier reviews
- Track approval conditions to closure in Jira and follow up with owners until evidence is in
- Review marketing content and customer communications against set guidelines
- Research US and Canadian requirements and write short, clear summaries for the team and stakeholders
- Monitor regulatory change and flag what affects Wave’s products
- Maintain the regulatory inventory, policy library, registration calendar and issue log
- Keep the compliance scorecard and KPI data current
- Assemble evidence for processor, card network and partner audits, attestations and inquiries
- Help draft and maintain policies, procedures and training content
- Spot repetitive manual steps and help automate them (ex. AI assistance)
Product and marketing reviews
Regulatory research and program upkeep
Partners and evidence
Make work easier
You Thrive Here By Possessing the Following:
- 2-4 years in compliance, risk, legal or regulatory operations at a fintech, payments company, bank or other regulated business
- Experience reviewing products, processes or content for regulatory risk
- Comfort reading a regulation and explaining what it means in plain language
- Strong organization: you track open items across teams and close them
- Clear, concise writing and a habit of documenting decisions
- Curiosity about how products work, and confidence asking engineers and product managers direct questions
- Exposure to payments, car network rules, payroll, privacy (PIPEDA, Quebec Law 25, CCPA) or consumer protection (UDAAP, CASL)
- Experience in both US and Canadian markets
- Experience with Jira, SharePoint, and GRC tools
- CRCM, CAMS, or other Compliance/Risk certifications or interest in pursuing one
Required
Nice to have
At Wave, we value diversity of perspective. Your unique experience enriches our organization. We welcome applicants from all backgrounds. Let’s talk about how you can thrive here!
Wave is committed to providing an inclusive and accessible candidate experience. If you require accommodations during the recruitment process, please let us know by emailing [email protected]. We will work with you to meet your needs.
We use Google Gemini, a secure AI assistant, during interviews for note-taking purposes only. Notes are kept confidential and are not shared outside the hiring process. This allows our interviewers to stay fully focused on you during the conversation.
This advertised posting is a current vacancy.
Wave HQ Toronto, Ontario, CAN Office
155 Queens Quay E, Toronto, Ontario, Canada, M5A 0W4
Similar Jobs
Fintech • Software • Financial Services
Lead the Chief Compliance Officer’s effort to scale Wave’s compliance program. Build regulatory inventories, policies, risk assessments, issue management, and regulatory change processes. Run product compliance reviews, oversee partner and processor due diligence, coordinate audits, monitor regulatory obligations, and report risks and KPIs to leadership. The role partners closely with Product, Engineering, Legal, and Risk teams and requires expertise in fintech, payments regulation, and compliance program development.
_1.png)
Other
Supports the Trust & Assurance program by assessing vendors, responding to security questionnaires, collecting compliance evidence, tracking projects, maintaining policies and procedures, coordinating stakeholder requests, supporting security awareness training, and assisting with audits. The role requires familiarity with security and privacy frameworks, project coordination, documentation, Microsoft Office, and cross-functional communication in a cybersecurity SaaS environment.
Top Skills:
AWSAzureExcelIso 27001Iso 27701MS OfficeNist 800-171Nist 800-53OnenotePowerPointSaaSSoc 2VisioWord
Retail
Administer and maintain the commercial mortgage AML/ATF compliance program. Perform KYC onboarding, enhanced due diligence, beneficial ownership analysis, client risk assessments, sanctions and PEP screening, periodic reviews, and suspicious transaction reporting to FINTRAC. Maintain audit-ready compliance records, support internal audits and regulatory examinations, update procedures, and monitor evolving PCMLTFA requirements. The role requires strong analytical judgment, meticulous documentation, discretion, and bilingual French-English communication.
What you need to know about the Toronto Tech Scene
Although home to some of the biggest names in tech, including Google, Microsoft and Amazon, Toronto has established itself as one of the largest startup ecosystems in the world. And with over 2,000 startups — more than 30 percent of the country's total startups — Toronto continues to attract new businesses. Be it helping entrepreneurs manage their finances, simplifying business operations by automating payroll or assisting pharmaceutical companies in launching new drugs, the city's tech scene is just getting started.
