Moneris Logo

Moneris

Bilingual Credit Analyst - SMB (Contract)

Posted 3 Days Ago
Be an Early Applicant
Hybrid
Toronto, ON, CAN
Junior
Hybrid
Toronto, ON, CAN
Junior
Conduct credit analysis and underwriting for prospective and existing SMB merchants. Assess financial, business, personal, regulatory, fraud, and credit information to determine risk and support account decisions. Review credit line increases and re-adjudications, monitor high-risk merchants with Fraud teams, advise merchants on credit policies, and support training, special projects, and other analysts.
The summary above was generated by AI

Your Moneris Career - The Opportunity

As a Bilingual Credit Analyst, Small-to-Medium Business (SMB), you will perform credit analysis for prospective and existing merchants, assess financial risk, and provide support on credit-related matters to assigned merchant accounts.


Contract Term: 12 months.

Location: You will be based in our Etobicoke office, balancing in-office collaboration with remote flexibility.

Reporting Relationship: You will report to the Manager, Credit - SMB.

Posting Type: Replacement.

Salary Range: The expected base salary range for this role is $72,000 - $83,000


Total compensation may also include variable or discretionary incentive components, including but not limited to bonuses and commissions. Individual job offers are determined by various factors, including experience, education, skills, certifications, and other business needs.


Your Moneris Career - What you'll do

  • Apply established underwriting criteria and credit policies to evaluate merchant applications and mitigate financial risk.
  • Conduct post-review assessments for merchants requesting processing line increases or requiring re-adjudication due to volume, transaction size, or fraud-related triggers.
  • Perform credit risk assessments of high-risk merchants, including analysis of business operations, financial profiles, regulatory requirements, and fraud risk factors.
  • Analyze personal, business, and financial information to support credit decisions.
  • Partner with internal teams and external sources to support credit training, fraud detection, and monitoring activities.
  • Provide guidance to merchants on complex account setups and explain credit policies and credit-related decisions.
  • Collaborate with the Moneris Fraud team to monitor and assess the activity of selected high-risk merchants.
  • Provide backup support to other Credit Analysts, including assistance with special projects, peak volumes, and coverage requirements.

Your Moneris Career - What you bring

Required skills and experience

  • 1 to 3 years of experience in credit analysis, risk assessment, underwriting, financial analysis, or a related field.
  • Bachelor’s degree in Business, Accounting, Finance, or a related discipline. Equivalent work experience may be considered.
  • Fluency in French and English.
  • Experience reviewing personal credit bureaus, commercial credit bureaus, or financial statements.
  • Demonstrated analytical skills with experience evaluating financial and credit-related information.
  • Business acumen and the ability to assess risk using sound judgment.

Experience that would set you apart

  • Experience in the payments industry.

Your Moneris Career - What you get

  • A workplace committed to investing in Diversity, Equity and Inclusion (DEI) through various initiatives including, employee inclusion groups (EIGs), mentorship, DEI learning and workshops, educational events, and various resources including an internal DEI website.
  • Learning & development programs and resources to grow your career.

#LI-Hybrid

#OTH-IND

Note: We welcome and encourage applications from Indigenous peoples, people of colour, people with disabilities, people of all genders, sexual orientation and intersectional identities.

AI Disclosure: We may use AI-enabled tools to screen, select, and assess applications. All AI outputs are reviewed and validated by our recruitment team.

We acknowledge that people from equity-deserving groups (including racialized individuals, women, gender diverse individuals, individuals with disabilities, neurodivergent individuals, members of 2SLGBTQIA+ communities and those born outside of Canada) are less likely to apply for jobs unless they feel they meet all the requirements posted. At Moneris, we believe candidates bring experience to their work in many ways. We encourage you to apply and share, in the application form, the transferrable experience you bring, and how this will support your success in this role.

HQ

Moneris Toronto, Ontario, CAN Office

3300 Bloor Street West, West Tower, Toronto, Ontario , Canada, M8X 2X2

Moneris Etobicoke, Ontario, CAN Office

Etobicoke, Canada

Moneris Mississauga, Ontario, CAN Office

Mississauga, Canada

Similar Jobs

21 Minutes Ago
Hybrid
Oakville, ON, CAN
Senior level
Senior level
Automotive
Conduct confidential employee relations investigations involving discrimination, harassment, retaliation, and policy violations. Develop investigation plans, prepare reports, recommend outcomes, manage case documentation, and support grievance, arbitration, and litigation processes. Partner with HR, legal, outside counsel, and business leaders on discipline, performance management, and compliance. Coach employees on HR policies, analyze case trends, and promote an ethical, inclusive workplace while traveling to Ford of Canada locations as needed.
An Hour Ago
Remote or Hybrid
Canada
Senior level
Senior level
Healthtech • Information Technology • Security • Software • Cybersecurity
Own the strategy, roadmap, and delivery of shared IAM cloud services across product lines. Define platform vision, requirements, adoption plans, and success metrics while partnering with Engineering, Security, Privacy, DevOps, Customer Success, and product teams. Drive interoperability through OIDC, SAML, SCIM, and APIs; improve reliability, security, adoption, and customer outcomes. Communicate priorities and tradeoffs to executives and stakeholders, and guide product-management practices for shared platform services.
Top Skills: Ai-Assisted WorkflowsAPIsBiometric Identity VerificationCloud ComputingDevOpsDirectory SynchronizationFacial AuthenticationFederationIdentity And Access Management (Iam)MfaObservabilityOidcPasswordless AuthenticationSaaSSAMLScimSdksSlosTenant Isolation
An Hour Ago
Remote or Hybrid
CA
Senior level
Senior level
Blockchain • Fintech • Mobile • Payments • Software • Financial Services
Build and optimize data models, pipelines, monitoring, lineage, and data quality systems supporting Block’s product data foundation. Own critical data engineering solutions across their full lifecycle, ensure pipeline reliability through on-call support, and translate business and product needs into automated data solutions. Develop AI-assisted workflows and agents for data quality, issue resolution, and operational efficiency while partnering with engineering, product, data science, and machine learning teams.
Top Skills: AirflowDatabricksDbtGitOmniPrefectPythonSnowflakeSQLTerraform

What you need to know about the Toronto Tech Scene

Although home to some of the biggest names in tech, including Google, Microsoft and Amazon, Toronto has established itself as one of the largest startup ecosystems in the world. And with over 2,000 startups — more than 30 percent of the country's total startups — Toronto continues to attract new businesses. Be it helping entrepreneurs manage their finances, simplifying business operations by automating payroll or assisting pharmaceutical companies in launching new drugs, the city's tech scene is just getting started.

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account