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Sun Life Financial, Inc.

AVP, High Net Worth - Insurance Operations

Posted 13 Days Ago
Be an Early Applicant
In-Office
2 Locations
Expert/Leader
In-Office
2 Locations
Expert/Leader
Lead strategic direction and underwriting excellence for High Net Worth and Ultra High Net Worth segments. Provide senior technical underwriting across medical, financial, legal, and reinsurance risks; manage and develop underwriting and new business teams; drive premium, relationship-led client service; partner with Distribution, Pricing, Reinsurance, and New Business; own escalation for complex cases; improve processes, reduce cycle times, and embed accountability for outcomes and performance metrics.
The summary above was generated by AI

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.

Job Description:

Reporting to the Chief Underwriter, the AVP, High Net Worth - Insurance Operations is accountable for leading the strategic direction, underwriting excellence, and premium client experience for Sun Life’s High Net Worth (HNW) and Ultra High Net Worth (UHNW) segments within Insurance Operations. This role combines deep technical underwriting expertise with client-centric and servicing leadership to deliver industry-leading risk assessment, advisor experience, and white glove client service. 

What will you do?

Key Responsibilities 

  • Provide senior technical leadership across medical, non-medical, financial, and complex underwriting risk assessment for HNW/UHNW cases. 

  • Lead and develop a high-performing underwriting & new business team, fostering a culture of coaching, mentorship, accountability, and continuous learning. 

  • Champion a premium service model, ensuring a relationship-led, client-centric experience and high-touch end-to-end service, from application entry to policy issue. 

  • Partner closely with Distribution, Pricing, Reinsurance, and New Business teams to ensure a seamless, end-to-end client and advisor experience. 

  • Drive consistency, speed, and clarity in underwriting decision-making, aligned with Sun Life’s risk appetite and market competitiveness. 

  • Act as a senior escalation point for complex or high-profile cases and provide advanced underwriting authority. 

  • Build and maintain strong relationships with advisors, reinsurers, and internal stakeholders to strengthen Sun Life’s position in the HNW market. 

  • Lead, champion and enforce process optimization and innovation initiatives focused on improving client experience and reducing cycle times. 

  • Embed accountability for outcomes, performance metrics, and service standards across the HNW underwriting ecosystem. 

  • Stay current on industry trends, tax and regulatory changes, and emerging underwriting practices to inform strategic decisions. 

Leadership Accountabilities 

  • Build and sustain an inclusive, high-performance culture focused on client outcomes and operational excellence. 

  • Develop talent pipelines and succession plans to ensure long-term capability in High-Net-Worth new business & underwriting. 

  • Drive employee engagement and capability development through coaching, feedback, and performance management. 

  • Lead change management initiatives aligned with transformation of the HNW underwriting model. 

What do you need to succeed?

  • 10+ years of underwriting experience, with deep expertise in large case and High Net Worth Underwriting  

  • Advanced knowledge of medical, financial, legal, and reinsurance risk assessment. 

  • Strong leadership experience with a proven ability to build, drive and lead high-performing teams. 

  • Demonstrated ability to influence senior stakeholders and cross-functional partners. 

  • Strong business and financial acumen, with an understanding of the impact of underwriting decisions. 

  • Exceptional communication, collaboration, and relationship management skills. 

  • Experience driving operational transformation or service model redesign is an asset.

  • As this position is posted in several locations, we specify that bilingualism (French, English, both oral and written) is required for Quebec only for the frequent interactions with English and French-speaking colleagues or internal partners across Canada or worldwide.

What's in it for you?

  • Working together, sharing common values, and encouraging growth & achievement

  • Flexible Benefits from the day you join to meet the needs of you and your family.

  • We’re also listed as one of the Best Workplaces for Women and Best Workplaces with Most Trusted Executive Teams.

  • Join one of our many Inclusion Networks. These voluntary, employee-led groups are dedicated to creating connection, fostering inclusivity, and building community.

  • Charitable giving through our You Give, We Give program lets you give back to your community – and in many cases, we’ll match your contributions.

The Base Pay range is for the primary location for which the job is posted. It may vary depending on the work location of the successful candidate or other factors. In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.  

Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.

Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to [email protected].

We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you! Several work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.

We may use artificial intelligence to support candidate sourcing, screening, interview scheduling.

We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.

Salary Range:

140,000/140 000 - 225,000/225 000

Job Category:

Underwriting - Individual

Posting End Date:

17/07/2026
HQ

Sun Life Financial, Inc. Toronto, Ontario, CAN Office

150 King Street West, Toronto, Ontario, Canada, M5H 1J9

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