Teams at Vault Credit Corporation

Perform business credit underwriting, financial statement and cash-flow analysis, credit decisioning, risk assessment, and transaction recommendations. Advise origination and sales teams on deal structure, terms, covenants, and security. Monitor portfolio risk, ensure credit-policy compliance, analyze delinquency causes, and identify process improvements while communicating with senior leadership.

Manages mortgage default recovery activities, including preparing discharge and arrears statements, coordinating property inspections, updating legal files, communicating with borrowers and stakeholders, and arranging repayment plans. The role requires accurate data entry, deadline management, strong communication, ethical conduct, and collaboration with legal and management teams. Candidates should have collections and legal experience, with mortgage experience and relevant post-secondary education preferred.

The Accounting Analyst will manage cash receipt entries, accounts payable/receivable, bank reconciliations, and client billing. Duties include resolving discrepancies, compiling reports, and maintaining confidentiality of information.