Treasury Analyst

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Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

Treasury and Balance Sheet Management (TBSM) manages TD Bank’s non-trading market risk, Funds Transfer Pricing, consolidated liquidity risk (trading and non-trading), and capital positions. In addition, TBSM manages the Bank’s funding, securitization, and capital management programs, and is responsible for the Bank’s investment portfolios.

The Analyst, ALM Reporting, reports directly to the Senior Manager, ALM Strategic Initiatives and Regulatory Reporting and is responsible for supporting non-trading market risk reporting and analytics.

The Analyst will support monthly and quarterly reporting processes for non-trading market risks. The core mandate is to deliver timely, accurate, and well-controlled reporting, while analyzing key period-over-period drivers and synthesizing insights for stakeholders across the ALM team.

The Asset Liability Management (ALM) team within TBSM is responsible for designing strategies to hedge the Bank’s non-trading market risk. The team also partners with the Market Risk Measurement and Analytics (MRMA) team and the ALM Methodologies team to ensure the appropriate measurement of market risk in the banking book. The team’s mandate includes:

·       Developing and executing effective asset liability management strategies

·       Developing and executing effective hedge accounting strategies

·       Designing the target interest rate and foreign exchange sensitivity profile

·       Developing and maintaining the non-trading market risk policy framework

·       Ensuring appropriate measurement of non-trading market risk

·       Delivering regulatory and management reporting for non-trading market risk

Job Requirements

Specific Accountabilities:

·       Prepare monthly and quarterly non-trading market risk management and regulatory reports

·       Analyze and explain key period-over-period changes in reported metrics

·       Support the production of reports in accordance with established methodologies, controls, and governance standards

·       Perform ad hoc analysis and investigations to support decision-making and issue resolution

·       Develop working knowledge of assigned reports, including data sources, methodology, and reporting controls

Specific Educational Requirements:

·       Undergraduate degree in Finance, Accounting, Economics, Mathematics, or a related field is required; a graduate degree is an asset

·       CFA designation or candidacy is preferred but not required

·       FRM designation or candidacy is preferred but not required

Other Qualifications / Skills / Expertise:

·       Strong ability to work with large datasets, validate data quality, and synthesize findings into clear insights for stakeholders

·       Intellectual curiosity and a strong desire to understand the drivers behind reported metrics and communicate insights clearly and concisely

·       Experience with SQL, Python, and Power BI

·       Excellent written and verbal communication skills, with the ability to communicate clearly and effectively with the ALM team and stakeholders

·       Good understanding of capital markets and financial instruments, including derivatives and cash products

·       Experience in the financial services industry is preferred

·       Strong attention to detail, strong willingness to learn and develop, and persistence in investigating issues through to resolution

·       Proactive, highly motivated, and inquisitive, with the ability to take initiative and work effectively independently and in a team environment

Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):