Sr. Business Systems Analyst - Trade Finance & Working Capital Solutions

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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The Senior Business Systems Analyst (Sr. BSA) – Trade Finance & Working Capital Solutions is a senior-level delivery role responsible for eliciting, analyzing, and managing business and system requirements for complex application and integration solutions within the Trade Finance and Working Capital Solutions portfolio.

This role serves as a critical liaison between business stakeholders, Solution Architects, and engineering teams, ensuring business needs are accurately translated into clear, testable, and achievable functional and non-functional requirements. The Sr. BSA operates across the full delivery lifecycle—from concept and design through testing, production readiness, and post-implementation stabilization—within a highly regulated banking environment.

• Partner with business stakeholders to understand business processes, product capabilities, regulatory needs, and operational workflows
• Elicit, analyze, and document business, functional, and non-functional requirements for application and integration solutions
• Translate high-level business needs into detailed system requirements, use cases, user stories, and process models
• Ensure requirements are clear, complete, traceable, and aligned to business outcomes

• Work closely with Solution Architects to ensure requirements align with approved solution architectures and integration patterns
• Collaborate with engineering teams to clarify requirements, resolve ambiguities, and support design decisions
• Support integration analysis across upstream and downstream systems, including data flows, interfaces, and dependencies
• Contribute to defining data mappings, interface specifications, and business rules for integrations

• Support Agile and Waterfall delivery models, including backlog refinement, sprint planning, and iteration reviews
• Maintain requirements traceability through design, build, testing, and deployment
• Support change management by assessing requirement impacts and managing scope adjustments
• Participate in production readiness activities, including operational requirement validation

• Define and review test scenarios, test cases, and acceptance criteria aligned to business and system requirements
• Support functional, integration, and user acceptance testing (UAT)
• Partner with QA and business teams to validate delivered solutions meet intended outcomes
• Assist with defect triage, root cause analysis, and requirement clarification during testing cycles

• Act as a primary point of contact between business partners and technology delivery teams
• Communicate complex system behavior and constraints in business-friendly language
• Facilitate workshops, requirement walkthroughs, and solution reviews
• Ensure alignment across business, architecture, engineering, risk, and operations teams

• 8–12 years of experience in Business Systems Analysis or related roles within technology delivery
• 5+ years of experience in Banking or Financial Services environments
• Strong experience working on enterprise applications and system integrations
• Excellent analytical, documentation, and problem-solving skills
• Strong stakeholder management and communication abilities
• Experience working across Agile/Scrum and Waterfall methodologies

• Requirements Artifacts: Business requirements documents (BRD), functional specifications, user stories, use cases, process flows
• Integration Concepts: APIs, file-based integrations, messaging, data exchanges
• Data & Formats: JSON, XML, relational data concepts
• Non-Functional Understanding: Performance, availability, security, auditability, resiliency
• Tooling: Jira, Confluence, Visio, MS Office (Word, Excel, PowerPoint)
• SDLC & STLC Knowledge: Requirements traceability, testing alignment, release readiness

• Domain knowledge in Trade Finance & Working Capital products, including:
• o Core Trade (Letters of Credit, Standby LCs, Documentary Collections)
• o Supply Chain Finance (Payables, Receivables, Dynamic Discounting)
• Experience working with large Canadian banks and enterprise governance models
• Familiarity with integration technologies such as REST APIs, MQ, and SFTP
• Certifications such as CBAP, PMI-PBA, Agile BA, ITIL

• Strong ability to think end-to-end across business processes, systems, and integrations
• Comfortable working in complex, regulated, multi-stakeholder environments
• Detail-oriented with a focus on quality and traceability
• Collaborative mindset with architects, engineers, and operations teams
• Ability to balance business priorities with technical and delivery constraints
  #LI-TECH

Who We Are:

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple.  Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. 

Together, we are reimagining what banking can be for our clients, colleagues and communities. 

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. 

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):