Senior Credit Risk Analyst - Supply Chain Finance (Contract)

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

The Credit Processing Services team provides compliance and credit fulfillment support to Commercial Banking and Capital Markets. The Senior Credit Risk Analyst is a senior specialist role accountable for providing specialized service for credit-related products to an industry specific portfolio primarily within Capital Markets business segment. You will be responsible for all aspects of administration and monitoring of established credit facilities and maintain independent responsibility for the input, monitoring and escalation of risk elements on complex credit portfolios with minimal supervision. This Sr. Credit Risk Analyst will be looking specifically after the Supply Chain Finance portfolio. The role is located in Toronto.  

At CIBC we enable the work environment most optimal for you to thrive in your role. To successfully perform the work, details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.

How You’ll Succeed

• Domain Knowledge - experience looking at credit/ risk participation agreements and familiar with terminologies like receivables finance and payable finance
• System knowledge - experience using ACBS and most importantly Trade360 would be an asset. Strong skills using Microsoft Excel.
• Service Delivery Reliability - Liaise and interact with Clients and Business Partners. Respond to inquiries and requests providing professional high quality of customer service for the assigned portfolio. Monitor ongoing risks associated with accounts through systems and reports for all credit facilities to process transactions, perform detailed analysis of the provided artefacts related to the transactions to ensure accuracy of data
• Compliance and Production Support - Review complex loan documentation to ensure compliance with authorized credit and due diligence to escalate errors/omissions for correction prior to closing, and conditions precedent are met prior to closing and funding for new/amended credit facilities. Act independently of the business to ensure ongoing compliance of the terms and conditions of the authorized credit and exercise delegated authority to make decisions as required. Ensure compliance to internal controls and procedures with full authority to escalate to Senior Business Partners and/or Risk Management as appropriate to maintain integrity of CIBC's position and timely resolution of issues.
• Relationship Management - Manage relationships with CIBC Business Partners on all credit-related activities to ensure accounts operate within terms and conditions of the authorized credit. Act as a consultant to the business for deal structure and presentation to ensure customer satisfaction. Manage the credit fulfillment function by providing specialized operational and administrative expertise.

Who You Are

• You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making.
• You give meaning to data. You enjoy investigating complex problems and making sense of information. You're confident in your ability to communicate detailed information in an impactful way.
• You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do.
• You embrace and champion change. You'll continuously evolve your thinking and the way you work in order to deliver your best.
• You have a University degree/ College diploma in Business, Accounting or Finance or equivalent practical experience.
• Values matter to you. You bring your real self to work, and you live our values - trust, teamwork, and accountability.
• You can demonstrate a minimum 3+ years’ experience in managing and carrying out credit administration and risk management related functions. This could be relaxed if experience is exhibited towards handling of Supply Chain Finance product.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential.

• We work to recognize you in meaningful, personalized ways including a competitive compensation, a banking benefit*, wellbeing support and additional offers such as employee and family assistance programs and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

*Subject to program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [email protected]

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit

• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Expected End Date

2026-05-29

Job Location

Toronto-595 Bay St., 7th

Employment Type

Temporary (Fixed Term)

Weekly Hours

37.5

Skills

Analytical Thinking, Attention-to-Detail, Credit Administration, Credit Monitoring, Customer Service, Data Accuracy, Microsoft Excel, Operations Support, Prioritization, Process Improvements, Supply Chain Finance