Senior Consultant - Capital Adequacy Requirements (CAR)

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What you'll be doing

Risk Management is led by the SEVP and Chief Risk Officer (CRO) and is accountable on matters relating to the independent oversight of the management of risks inherent to the activities of CIBC, its subsidiaries and affiliates. These risks include but are not limited to ensuring that effective processes are in place for the identification, management, measurement, monitoring and control of operational, reputation and legal, market, credit, strategic, investment and liquidity risks (collectively referred to as “CIBC Risk”) across all business lines, functional groups, and corporate governance structures. The Office of the Superintendent of Financial Institutions (OSFI) Guideline E-13 sets the expectations for an Regulatory Compliance Management (RCM) framework, which includes the processes and controls a financial institution uses to identify, manage, and mitigate regulatory compliance risk.  An effective RCM program is a core part of overall risk management and ensures compliance with applicable regulatory requirements.  As an RCM Oversight Function (OF), the Integrity & Security and Policy Governance team is accountable and provides independent oversight of applicable regulatory requirements within their scope, ensuring that processes are in place to identify, assess, manage, and monitor regulatory compliance risks across CIBC. The Senior Consultant will be reporting to the Director, CRO SAP  (OF Lead) and will play a critical role in supporting team’s RCM OF accountabilities and core strategies, with a primary focus on governance and regulatory change management. You will be responsible for monitoring global CAR regulatory developments, supporting related oversight and RCM activities (including controls, independent monitoring, and RCM Effectiveness Assessments) and developing program reporting and training materials to enhance awareness and support program change management. Building strong relationships with business lines and oversight functions will be central to your role, ensuring effective governance and regulatory compliance across CIBC.

At CIBC, we are committed to providing a flexible work environment that enables you to thrive. You’ll have the autonomy to manage your work activities within a hybrid arrangement, spending 1-3 days per week on-site, with the remainder remote.

How you’ll succeed

• Manage Regulatory Compliance: Act as a control performer for regulatory compliance management (RCM) activities. Monitor, assess, and communicate new and existing integrity and security-related regulatory requirements. Collaborate with key stakeholders to risk assess regulatory changes and determine appropriate mitigation strategies.

• Enhance CAR Awareness: Develop internal reporting and support the creation and delivery of awareness training, including mandatory training modules (e.g., CMTT), live sessions, and guidance materials. Ensure training and materials are current, impactful, and tailored to the needs of the organization.

• Support CAR process: Work closely with the Director, CAR CRO,  and execute program and controls to support quality assurance.  .

• Build Relationships: Foster strong relationships with management across strategic business units. Ensure broad awareness of regulatory changes and their impacts on frameworks, policies, and processes.

Who You Are

• You can demonstrate experience. In regulatory compliance, risk management and/or audit experience. It's an asset if you have experience in regulatory compliance management and governance or CAR experience/knowledge.

• You are an effective communicator. You can clearly articulate complex regulatory and governance concepts in both written and verbal form, and are comfortable preparing reports and delivering presentations to various audiences.

• You are a collaborative partner. You excel at building relationships across business lines and oversight functions, and are recognized as a valued partner in driving compliance and best practices.

• You act like an owner. You thrive when you're empowered to take the lead, go above and beyond, and deliver results. 

• You are committed to continuous improvement. You seek to identify opportunities for process enhancements and are passionate about supporting a culture of integrity and security.

• You know that details matter. You notice things that others don't. Your critical thinking skills help to inform your decision making.

• You give meaning to data. You enjoy investigating complex problems and making sense of information. You communicate detailed information in a meaningful way.

• You love to learn. You're passionate about growing your knowledge. You have a strong sense of curiosity.

• Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.

#LI-TA

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [email protected]

• CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise.

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).

• We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

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