Risk Manager, Commercial Lending

What is the Opportunity?

CMLS Financial is looking to hire a Risk Manager to expand our Commercial Credit Risk team in Toronto, ON. We are looking for a motivated, self-starter – skilled in commercial real estate who is excited to use their problem solving, analytical and technical/underwriting skills to make an impact on the growth of our Company. 

What will it take to Succeed? 

The successful candidate will take on an active role in the development and training of Analysts on underwriting team and will include assessment and recommendations as to structure for commercial mortgages, along with the review of complex underwritten credit applications and submissions.  Together with the other Managers across Canada, this role will seek to manage risk, protect the Company’s and investors’ assets and maintain loan portfolio quality by ensuring adherence to all CMLS lending regulations, policies and audit requirements including diversification and risk guidelines.

Key Responsibilities and Qualifications:

• You have 5+ years of experience working in the Commercial Real Estate industry, specifically lending, capital markets and/or credit adjudication;
• You have excellent knowledge of commercial real-estate with emphasis on income producing real estate in the four main sections (multi-family, industrial, office and retail);
• You have strong verbal communication in English and French and technical writing skills with the ability to transfer your knowledge/ expertise to coach others, take on a leadership role and develop others; You have experience creating and delivering business presentations and strong technical writing skills;
• You are very results-driven and possess strong organizational skills with a high attention to detail; 
• You take ownership of your work and demonstrate a high degree of accountability and commitment;
• You have a passion for real estate combined with an understanding of financial and statement analysis;
• You are an intermediate to advanced level user of Microsoft Office (Excel, Word, PowerPoint, SharePoint); and
• You have completed an undergraduate degree in one of the following concentrations: finance, economics, urban land development, accounting or business administration;
• Professional designation ie MBA, CMA, CFA, CAIA or CA is considered an asset.

Meet your team!

Reporting to the Director, Commercial Lending, you will be joining a hardworking and dynamic team of Analysts, Funders, Managers and Originators. Our experienced team services a diverse portfolio of all loan types from CMHC-insured, conventional to high yield secured against all property types across Canada.   

Who are we?

Established in 1974, CMLS Financial is the leading provider of capital solutions for commercial property owners, developers and real estate investors. We have over 45 years of experience, 20,000 clients, $25 billion in assets under administration, and offices coast to coast. Some of Canada's most prominent banks, investment managers, insurance companies, and pension funds rely on CMLS Financial for a variety of critically important mortgage services. What sets us apart is our customer forward approach. Building on our solid foundation of financial strength and experience, we continue to deliver unparalleled capital solutions for all our clients needs.

You will love working here

Employees tell us that they love that we strike the balance in creating an incredibly professional, yet dynamic and enjoyable corporate culture. We work in a fluid and fast-paced environment that is supportive of energetic and motivated individuals who pride themselves on being flexible and results-driven. Business is booming and that means that our employees are able to gain valuable exposure, have lots of learning opportunities, and truly impact the business. We are committed to providing our people with a challenging and rewarding career because our employees are what set us apart and we know it.

We want to hear from you!     

If you are confident that you would be a strong asset to our team, submit both a cover letter and resume today! Consideration of applications will begin immediately and continue until the position is filled.

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