Job Description
Bring your expertise to JPMorgan Chase. As a Strategic Analytics Associate within the Home Lending Originations Risk team, you will generate insightful analytics and provide recommendations to the business regarding strategy development, implementation, operational controls, and performance monitoring. Utilizing statistical techniques, you will develop frameworks that support strategy, product, and business teams.
As a Strategy Analytics Associate in Home Lending Risk, you will be conducting analyses to assess and articulate risk of new strategy or product, utilizing large sets of data and understanding of mortgage underwriting. You will proactively research market trends that will shift risk orientation and promptly re-assess current business assumptions. And develop a thoughtful and risk-balanced strategy to drive more organic growth. You will collaborate with a wide range of stakeholders to discuss priorities and collectively contribute in influencing how we do business.
Job Responsibilities:
- Utilize technical and analytical skills to effectively execute daily work to support risk analytics.
- Identify, analyze, and interpret data trends or patterns in complex data sets.
- Present data insights with clear visualization and articulation that convey key points to stakeholders.
- Assist with conducting fact-based analyses to support firm's business strategies and initiatives with a diverse and balanced risk view. The analyses help better align the strategies with firm's long-term profitability and reputational substantiality.
- Identify and research risk trends amid the evolvement of housing market, regulatory requirement, and consumer behavioral shift. Size the credit impact and recommend an adaptive strategy to senior leaders to mitigate those risks effectively.
- Work collaboratively with cross-functional partners, including Product Strategy and Risk Policy, to understand and address key business challenges, assisting in defining risk segmentation and setting up reasonable risk tolerance limits.
Required Qualifications, Capabilities and Skills:
- Bachelor's degree in a quantitative discipline is required.
- 2-3 years experiences of data and risk analytics, preferably in banking or consumer lending.
- 2-3 years of SAS or SQL hands-on experience in coding and analysis.
- Intermediate Microsoft Office skills, especially in PowerPoint with the ability to present in a clear, logical, and concise way.
- Ability to organize and prioritize work in a high paced environment.
- Strong written and verbal communication skills.
Preferred Qualifications, Capabilities and Skills:
- Experiences with reporting tools like Tableau are preferred.
- Knowledge in Home Lending LOB/functions is preferred.
To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.
