JPMorganChase
Risk Management - Investment Bank Commercial Real Estate - Analyst
Be an Early Applicant
This role involves conducting credit analysis for Commercial Real Estate transactions, managing client credit exposures, and creating credit approval documents in collaboration with various teams.
Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.
As a Risk Management - Investment Bank Commercial Real Estate - Analyst in the Wholesale Credit Risk team, you will play a crucial role in risk management and support for Commercial Real Estate transactions. Your responsibilities will involve working closely with top product bankers and other risk professionals specializing in Commercial Real Estate. Your primary tasks will encompass independent assessment and approval of loans and lending-related commitments for Commercial Real Estate clients.
Job Responsibilities• Conduct credit analysis and help a deal team seek approval for lending and trading related transactions, including operating exposures, individually or as part of a deal team, with a focus on Commercial Real Estate assets and borrowers• Create written credit approval documents, which include the spreading and presentation of historical financial statement information and the related financial analysis, as well as projections of future cash flows for large corporate borrowers in the Commercial Real Estate sector• Develop a well-informed and forward-looking view of the business, financial and risks associated with a company and sector, with emphasis on Commercial Real Estate market dynamics• Manage and monitor a portfolio of client credit exposures, across industry classes, with a primary focus on Commercial Real Estate, on an ongoing basis• Participate in negotiating, finalizing, and executing documentation for loans and derivatives related to Commercial Real Estate transactions• Review and assign risk ratings and maintain updated credit research on your portfolio of Commercial Real Estate clients• Work with Investment Banking Coverage, Commercial Banking Coverage and Global Corporate Banking on allocation of capital for Commercial Real Estate clients; maintain threshold and industry limits for Commercial Real Estate exposures
Required qualifications, capabilities and skills• Finance, Accounting, Economics Degree or equivalent, with coursework or experience relevant to Commercial Real Estate• Outstanding verbal and written communication, along with strong inter-personal skills, especially in the context of Commercial Real Estate transactions
Preferred qualifications, capabilities and skills• Academic training in the principles of accounting, corporate finance, capital markets products, and macroeconomics, with a focus on Commercial Real Estate• Ability to work well in a team environment and collaborate across teams• Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word• Prior experience with Commercial Real Estate underwriting
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.
As a Risk Management - Investment Bank Commercial Real Estate - Analyst in the Wholesale Credit Risk team, you will play a crucial role in risk management and support for Commercial Real Estate transactions. Your responsibilities will involve working closely with top product bankers and other risk professionals specializing in Commercial Real Estate. Your primary tasks will encompass independent assessment and approval of loans and lending-related commitments for Commercial Real Estate clients.
Job Responsibilities• Conduct credit analysis and help a deal team seek approval for lending and trading related transactions, including operating exposures, individually or as part of a deal team, with a focus on Commercial Real Estate assets and borrowers• Create written credit approval documents, which include the spreading and presentation of historical financial statement information and the related financial analysis, as well as projections of future cash flows for large corporate borrowers in the Commercial Real Estate sector• Develop a well-informed and forward-looking view of the business, financial and risks associated with a company and sector, with emphasis on Commercial Real Estate market dynamics• Manage and monitor a portfolio of client credit exposures, across industry classes, with a primary focus on Commercial Real Estate, on an ongoing basis• Participate in negotiating, finalizing, and executing documentation for loans and derivatives related to Commercial Real Estate transactions• Review and assign risk ratings and maintain updated credit research on your portfolio of Commercial Real Estate clients• Work with Investment Banking Coverage, Commercial Banking Coverage and Global Corporate Banking on allocation of capital for Commercial Real Estate clients; maintain threshold and industry limits for Commercial Real Estate exposures
Required qualifications, capabilities and skills• Finance, Accounting, Economics Degree or equivalent, with coursework or experience relevant to Commercial Real Estate• Outstanding verbal and written communication, along with strong inter-personal skills, especially in the context of Commercial Real Estate transactions
Preferred qualifications, capabilities and skills• Academic training in the principles of accounting, corporate finance, capital markets products, and macroeconomics, with a focus on Commercial Real Estate• Ability to work well in a team environment and collaborate across teams• Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word• Prior experience with Commercial Real Estate underwriting
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
Top Skills
Excel
Microsoft Office Suite
PowerPoint
Word
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