The Payments Analyst is responsible for ensuring the timely and accurate processing of payments, managing transaction workflows, and resolving payment-related issues. This role requires a strong understanding of payment processing systems, banking operations, and financial regulations. The Payments Analyst will collaborate with internal teams and external partners to optimize payment processes and mitigate risks.
Responsibilities:
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Process domestic and international payments, including wire transfers, ACH, SEPA, and other electronic payment methods.
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Monitor payment transactions for accuracy, compliance, and potential fraud risks.
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Investigate and resolve payment discrepancies, errors, and exceptions in a timely manner.
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Reconcile payment accounts and ensure proper documentation and audit trails.
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Work closely with banks, financial institutions, and internal stakeholders to address payment-related inquiries.
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Support process improvements and automation initiatives to enhance payment efficiency and reduce operational risks.
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Ensure compliance with regulatory requirements, internal policies, and industry standards related to payments.
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Prepare reports and dashboards on payment performance, issues, and trends.
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Assist in testing and implementing new payment solutions and systems.
Qualifications:
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Bachelor’s degree in Finance, Accounting, Business, or a related field.
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1-2 years of experience in payments processing, treasury, or banking operations.
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Strong knowledge of payment networks, banking platforms, and financial regulations.
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Experience with ERP systems, payment gateways, and reconciliation tools.
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Analytical mindset with strong problem-solving skills.
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High attention to detail and accuracy in transaction processing.
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Ability to work under pressure and manage multiple priorities.
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Strong communication and collaboration skills.
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Proficiency in Microsoft Excel and financial reporting tools
