About Upstart
Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated.
Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!
The Team
Upstart’s FP&A team plays an integral part in the company’s business and financial planning process. We are looking for a highly motivated and hard-working individual to join our team to provide operational and strategic decision-making support.
As a Financial Analyst at Upstart, you will support various aspects of FP&A which includes in-depth financial and business planning, collaborating with business leaders across the company, and driving analyses for business and strategic cases. Through your efforts, we’ll be able to ensure the Upstart leadership team stays on top of our financial performance and risks. If you are naturally curious, love data, versed in financial modeling and analysis, and are an excellent communicator who enjoys collaborating with people with a diverse set of talents, this could be a great opportunity for you.
How you’ll make an impact:
- Support financial processes to analyze actual performance against projections, identifying trends, risks, and opportunities for improvement
- Prepare executive summaries of weekly and monthly results and communicate findings to business partners, both technical and non-technical
- Collaborate on Balance Sheet, cash and long-term planning and forecasting
- Conduct and oversee opex analyses to identify cost-saving opportunities, providing recommendations to establish, monitor, and manage budgets
- Leverage Upstart’s data and analytics capabilities to create and enhance financial planning reports, dashboards and processes
- Support corporate financial deliverables, such as business reviews, as needed
- Support month-end and quarter-end processes by collaborating with Accounting to analyze key variances, summarizing insights, and presenting results to the Finance Leadership team
What we’re looking for:
- Minimum qualifications:
- BS Degree in Finance, Business Administration, Accounting, Economics, Statistics or equivalent practical experience
- Minimum of 3 years of relevant FP&A experiences
- Competent in Excel and/or Google Sheets:strong financial modeling skills and ability to perform complex analyses with big data sets required
- Comfort in communicating with multiple business partners
- Proven ability to learn quickly, work independently, and adapt to change in a fast-paced environment
- Organized and proven ability to juggle multiple tasks while still meeting deadline
- Preferred qualifications:
- Experience with financial planning software such as Adaptive, Anaplan, or Hyperion
- Experience with BI tools such as Looker, Tableau or Mode
- Previous consumer marketplace lending industry experience
Position Location - Remote
Time Zone Requirements - This team operates on the East/West Coast time zones.
Travel Requirements - As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular on-sites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
What you'll love:
- Competitive Compensation (base + bonus & equity)
- Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
- 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday, vacation, sick and safety leave
- Supportive parental, family care, and military leave programs
- Annual wellness, technology & ergonomic reimbursement programs
- Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
- Catered lunches + snacks & drinks when working in offices
#LI-Associate
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
United States | Remote - Anticipated Base Salary Range
$82,000—$113,400 USD
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected]
https://www.upstart.com/candidate_privacy_policy
