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CIBC

Consultant, Forecasting and Analytics

Posted 2 Days Ago
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In-Office
Toronto, ON, CAN
Junior
In-Office
Toronto, ON, CAN
Junior
Analyze retail credit portfolios, identify performance and risk drivers, develop delinquency and net credit loss forecasts, assess economic scenarios and mitigating actions, and communicate actionable insights to business partners and executives. The role requires credit risk expertise, SAS-based analytics, reporting, data interpretation, and clear presentation of findings in a hybrid Toronto work environment.
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We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What you’ll be doing
 

The Consultant, Forecasting and Analytics is an expert in understanding the performance and quality of the different retail portfolios from a risk perspective. You’ll deliver analytics and reporting to understand the key drivers and performance of the different retail portfolio. You’ll also deliver impactful analytics to understand and quantify portfolio performance, support business initiatives and strategies, and provide value-add analysis for enhanced business decisions. In addition, you will be responsible to develop and deliver delinquency and quarterly net credit loss forecasting of different retail products, as well as supporting/developing analytics under a variety of economic scenarios and quantify the impact of mitigating actions.
At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote.
 

How you’ll succeed


  • Analytical mindset – Collect and analyze data/metrics to understand the different portfolios’ trends and performance and apply those findings/ knowledge. Challenge the status quo through critical thinking and thoughtful analysis. Diagnose business operation environments and prudently test hypotheses to identify actionable insights.
  • Domain knowledge - Well-versed of best practices and new discoveries in analytical fields, appropriately applying them to achieve team objectives. Knowledgeable of economic trends and implications to develop consumer credit behavior insights.
  • Relationship management – Foster working relationships with business partners to create a collaborative atmosphere. Cultivate new relationships aimed at creating solutions to common objectives.
  • Portfolio communication - Ability to create analyses and package into presentations and communicate to the end users (executives). Have the ability to adjust the messages and presentation depending on the end users.

Who you are


  • You can demonstrate experience with Retail Credit risk with strong knowledge of retail risk management concepts, the credit life-cycle, and portfolio performance drivers.
  • You can demonstrate a minimum of 2 years’ experience with SAS EG, with a sound understanding of analytical methodologies and techniques that deliver the most relevant and innovative insights. It’s an asset if you have experience with automation of report generation through SAS EG and/or Databricks, as well as have experience with Power BI and Tableau for data visualization.
  • You give meaning to data. You have the ability to interpret data and translate it into insights with business meaning. You also have strong written communication skills to develop reports and presentation decks tailored to diverse audiences ranging from non-risk specialists to senior executive levels.
  • You have a Master’s Degree in business, economics, finance, statistics, mathematics, or a Bachelor’s Degree with relevant experience.
  • You embrace and advocate for change. You continuously evolve your thinking and the way you work in order to deliver your best.
  • Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.

#LI-TA

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential.

  • We work to recognize you in meaningful, personalized ways including a competitive compensation, a banking benefit*, wellbeing support and additional offers such as employee and family assistance programs and MomentMakers, our social, points-based recognition program.

  • Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

*Subject to program terms and conditions

What you need to know

  • CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [email protected]

  • CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise.

  • You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit

  • We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).

  • We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Expected End Date

2026-10-12

Job Location

Toronto-81 Bay, 31st Floor

Employment Type

Regular

Weekly Hours

37.5

Skills

Analytical Decision Making, Analytical Models, Communication, Credit Risk Analytics, Credit Risk Modeling, Credit Risk Reporting, Credit Risk Review, Credit Risks, Data Presentations, Deliverable Tracking, Detail-Oriented, Forecast Accuracy, Forecast Analysis, High Accuracy, Influencing Skills, Python for Data Analysis, Risk Management, SAS Analytics, SAS Reporting, SAS SQL, Stakeholder Collaboration
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CIBC Toronto, Ontario, CAN Office

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