Commercial Credit Risk Manager

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What you’ll be doing

Credit Risk Management works with its partners to understand, measure, and monitor risk and adhere to CIBC's quality and concentration policies in order to maintain a risk profile that is consistent with the CIBC Risk Appetite Statement. As a Manager, Commercial Credit Risk, reporting directly to the Senior Director, Commercial Credit Risk, you will be responsible for reviewing credit applications both within and above your delegated lending authority, managing a portfolio of diversified regional commercial loans, and partnering with Commercial Banking officers through regular dialogue, consultation, and periodic visits.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.

How you’ll succeed

• Credit adjudication – Adjudicate credit applications for Commercial Banking clients within a designated portfolio and lending authority.

• Portfolio management – Proactively manage a credit portfolio of diversified Commercial. Banking clients through sound financial and non-financial analysis as well as an understanding of emerging trends within the regional economic, industry and business environments.

• Relationship building – Make an impact by developing strong relationships with internal partners, external intermediaries and industry associations.

• Team building – Provide mentoring, advice, and guidance on credit risk matters to internal partners.

Who you are

• You can demonstrate experience. Minimum 2 years' experience in Commercial/Business banking, banking credit, credit adjudication, etc. Experience reviewing and understanding financial statements. Proficient with MS Office, Excel, and PowerPoint.

• You have a degree. Undergraduate degree in Business, Commerce, and/or related field. It’s an asset if you have other designations including an MBA, CPA or CFA.

• You embrace and advocate for change. You continuously evolve your thinking and the way you work in order to deliver your best.

• Your influence makes a difference. You know that relationships and networks are essential to success. You inspire outcomes by sharing your expertise.

• You know that details matter. You notice things that others don't. Your critical thinking skills help to inform your decision making.

• Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [email protected]

• CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise.

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).

• We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

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