Centralized Planner

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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview:

As a member of TD Private Wealth Management (PWM), the Wealth Planning Support Team (WPS) consists of financial industry professionals that includes accountants and financial planners. The team's mission is to support the wealth planning process by providing knowledge, tools and planning support that empowers advisors to make sound and proactive recommendations that are tailored to each client's unique objectives. The Wealth Planning process is fundamental to the way we do business. It is a thorough and consistent approach that can help guide client relationships. Our goal is to help advisors create integrated and customized solutions for clients by focusing on their unique objectives.

Centralized Planning is a team within the WPS team. Centralized Planning consists of financial planning subject matter experts with an overarching objective of supporting TD Wealth (TDW) advisors with delivering on our 4 Pillar Value Proposition. The team creates plans using TD Wealth Architect for TDW advisors targeting clients with $1M to $3M of investable assets.  The team's mandate is to support TDW advisors with increasing and elevating planning within their book of business.

Job Description: 

The Centralized Planner is responsible for partnering with TDW advisors to deliver high value customized guidance and recommendations on retirement, tax, estate and overall wealth planning to high net worth (HNW) clients of TDW. Specifically, the Centralized Planner has accountability for:

• Providing professional financial, tax, estate and risk management planning support and solutions to qualifying HNW clients of TDW;

• Assisting TDW advisors and relationship managers with creating and updating financial plans, opportunity spotting, and revenue generation; and

• Executing TDW's HNW strategy.

The Centralized Planner is an experienced practitioner whose expertise is leveraged by partners in TDW. He/she/they will support a dedicated region in driving the strategic vision of delivering wealth planning to TDW's clients.

Key responsibilities include:

• Preparing customized wealth plans for TDW's HNW clients based on information obtained directly from their TDW advisor

• Carrying out independent research to ensure client’s key issues (retirement, tax, philanthropic and estate planning) are addressed

• Keeping informed of relevant wealth planning (retirement, tax, estate planning, etc.) developments and keeping TDW partners informed of developments

• Proactively spotting opportunities for complimentary businesses and solutions

• Working effectively to develop and maintain relationships with TDW advisors and Branch Managers

• Delivering wealth planning presentations to TDW advisors

• Developing strong internal networks and referral sources

• Ensuring appropriate service levels are provided to maximize role profitability, minimize costs and manage business to avoid financial losses and reputational damage to TDBFG

• Carry out other tasks and duties as assigned by manager from time to time

Education/Accreditations: 

• Undergraduate degree

• Certified Financial Planner (CFP) designation

• 5 years of relevant experience in all aspects of Wealth Planning

• Complex Financial Planning experience

• Strong analytical and judgment skills

• Computer skills: Microsoft Office, Voyant or other Financial Planning software expertise

• Ability to work both as part of a team and independently

Other Qualifications/Skills/Experience: 

• Minimum 5 years of financial or wealth planning experience gained at an accounting firm or financial institution

• A self-starter with the ability to work independently and to provide high quality services to clients

• Excellent people and relationship building skills

• Strong communication, presentation, time management, and organizational skills

• Computer proficiency (Word, Powerpoint, Excel, etc.)

• Professional designation such as CPA and/or LL.B is an asset

• Investment and insurance industry knowledge is a strong asset

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):