Business Systems Analyst III

Work Location:

Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

• 3+ years of experience as a Business Systems Analyst, ideally in insurance.
• Hands‑on experience working in Agile environments, with familiarity in Scrum or SAFe.
• Foundational Insurance Rating experience, including exposure to rating engines or rating model development.
• Strong understanding of personal lines insurance (auto, residential).
• Proficiency with Excel, including the ability to validate and troubleshoot actuarial calculation sheets.
• Experience with XML and APIs or other integration/web service technologies.
• Ability to support rating algorithm design based on actuarial specifications.
• Experience reviewing rating‑related documentation and supporting solution validation.
• Effective collaboration skills, with the ability to participate in knowledge‑transfer and design discussions.
• Working knowledge of SQL, XML, and core pricing/rating concepts.

• Exposure to commercial insurance products and rating models.
• Experience working with Guidewire or other policy administration systems.
• Experience with more advanced or complex rating engines.
• Familiarity with integration mapping, data transformations, or API testing tools.
• Prior involvement with Underwriting or Pricing teams.
• Experience in a SAFe Agile environment beyond basic participation.
• Ability to create or enhance more complex rating algorithms or actuarial‑driven configurations.
• Broader knowledge of insurance workflows, including policy issuance, endorsements, and renewals.

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. 

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):